Archive for category: Finance

Calling all husbands and wives! Are you looking for practical ways to successfully manage your family’s finances amid the pandemic? If you want to pave the road for better money management onto the new normal, check out these helpful budgeting tips from motivational speakers and Beyond Small Talk guests Vic and Avelynn Garcia: 1. Practice conjugal spending Even after tying the knot, a lot of couples still have separate properties, separate spending priorities, and yes – separate bills to […]

“Where is God’s blessing in this crisis?” As the whole world continues to grapple with the pandemic, you may have heard someone asked this question. Perhaps, you even asked yourself this question, too. Although struggles are part of life, you can still thrive! God is more than willing to bless you, prosper you, and give you hope and a future (Jeremiah 29:11 NIV). Check out these 4 keys to unlocking God’s blessings amid crisis, shared […]

Undeniably, the COVID-19 pandemic has greatly affected the Philippine economy. In fact, the country’s gross domestic product shrank by 16.5% in the 2nd quarter of 2020 – the sharpest drop ever according to the Philippine Statistics Authority. This translates to more and more Filipinos reeling from the impact of financial crisis. You can turn this crisis into an opportunity. Yes, crises can be opportunities, but only when you prepare for them. So, read on […]

Are you one of the countless of Filipinos who want to become successful entrepreneurs? Perhaps, you’re still wondering what must be considered as you look for new ways to earn during a pandemic. Beyond Small Talk is here to help you start your startup! Here’s what guest Dodong Cacanando – who is a farmer, businessman, and author – shared about his best business advice and success tips in starting your own profitable business. Tip #1: Acknowledge God as the Creator  […]

To be jobless in a time of crisis can be stressful and frustrating. As studies show, unemployment may cause extreme stress, anxiety – or worse – depression.  Experiencing it in time of a pandemic could be much worse especially for the 10 million Filipinos who will likely lose jobs this year as told by the Department of Labor and Employment to CNN. For these people, losing a job could also mean losing their sense of security and purpose.  The […]

Being an Overseas Filipino Workers (OFW) requires a lot of hard work and sacrifice, including being miles away from your loved ones to provide a good future for them. If you are an OFW, you can make the most out of your hard-earned money. Beyond Small Talk hosts Peter Kairuz, Randell Tiongson, and Marvin Germo suggest 7 ways on how you can be financially independent while working abroad. Acknowledge that […]

4 STEPS to protect your future The Bible says in Luke 16:10, “He who is faithful in a very little thing is faithful also in much; and he who is unrighteous in a very little thing is unrighteous also in much.”  How many of you believe this as universal truth that applies to everybody, everything, all the time? I believe it. […]

Are you guilty of feeling discomfort when you hear the word “give?” Most people do. Though it is common knowledge that giving is an act of kindness, most people find it overwhelming. Here are 3 of the many reasons why giving should be a lifestyle: 1. God blesses you to bless others. “And God will generously provide all you need. […]

Why does it seem to be so hard to save money? Jayson Lo points out the number one reason. It is because of the lack of emotional attachment or connection. To what? To saving money itself. In order for someone to enthusiastically save, he or she should have that emotional connection with it. How then can you build such emotional […]

I’ve often been asked, “What do you do when you lose your job? You certainly cannot stop the bills from coming on time.” Good question. And we also cannot ignore that the situation will bring extreme stress to the family. I’ve been there. I’ve experienced it. I had my doubts, fears, and troubles. I’ve thrown a fist at God and […]

by Vic and Avelynn Garcia Nakakita na ba kayo ng walang hiyang estudyante sa magandang eskwelahan? (Yes.) Nakakita na ba kayo ng magaling na estudyante sa pangit na eskwelahan? (Yes.) We therefore conclude: More than Good Schools, Your Kids need Good Education. Minsan hindi ‘yan sa eskwelahan. Tingnan ninyo, may mga corrupt na government officials na galing sa mga magagandang […]

Kasu-suweldo pa lang, ubos na?… Kuntento ka na ba sa buhay mo?… Ang tagal mo na sa trabaho, wala ka pa ‘ring asenso… Ang baba na ng sweldo, pataas nang pataas pa ang bilihin… Mahina na ang benta, mababa pa ang productivity… Humihingi pa ng dagdag na sweldo ang mga tao mo?… Credit card maxed out… ATM card on pawn, […]

A simple PVC card can make or break your life. Unleash International President Vic Garcia shares tips on how to handle credit cards and minimize debts from it. 1) Credit card is NOT an extension of your money. 2) Make sure you have self-control. 3) If you don’t need a credit card but you have one right now, CUT your […]

Last time, I discussed the first principle in budgeting. Ito ay ang Piso ‘Yan Principle.  Now, let’s go to Principle No. 2: Kurot Principle. Ano ‘yung Kurot Principle? Ay, ang ganda nitong Kurot Principle na ito. To better understand this, I will tell you a story of a person na balak bumili ng cellphone worth P1,000. Nagkataong mayroon siyang P100,000 na savings. […]

Nakakita ka na ba ng taong nag-planong sirain ang buhay niya? Malamang, hindi pa. Pero bakit maraming taong sira ang buhay? Kasi, hindi sila nag-plano ng kanilang buhay.  Ang sabi nga nila, “People don’t plan to fail, they just failed to plan.”   Ito ang isa sa pinakamalaking problema ng mga Pilipino. Hindi tayo marunong mag-plano. Asar na asar tayo sa pagpa-plano. […]